Individual coverage options
These plans are available to individuals who are not part of any employer group. If you are leaving a group, see the options for extending coverage.
MyBlue Medigap℠
Now that you’re eligible for Medicare, you have new options for health care coverage. MyBlue Medigap offers comprehensive coverage that’s convenient and helps protect you from the high cost of health care.
OneBlue℠
Available to individuals, married couples and families under 65 years of age. Call 1-888-642-2276 to see if you're eligible.
Personal Plus
Available to: Individuals under the age of 65
Personal Plus covers most preventive services such as office visits, immunizations, and vision and hearing screenings, as well as hospitalization and maternity services — subject to a preexisting conditions clause. It does not cover prescription drugs, durable medical equipment or dental services.
BCN Advantage for the individual
Available to: All Medicare beneficiaries entitled to Part A of Medicare, enrolled in Part B, and residing in one of the following Michigan counties: Barry, Bay, Calhoun, Clinton, Eaton, Genesee, Gratiot, Ingham, Ionia, Jackson, Kalamazoo, Kent, Lapeer, Livingston, Macomb, Midland, Monroe, Montcalm, Muskegon, Newaygo, Oakland, Ottawa, Saginaw, Shiawassee, St. Clair, Tuscola, Washtenaw and Wayne. Premiums vary by county.
BCN Advantage replaces Medicare coverage with comprehensive HMO coverage. Choose from a variety of plan options designed to fit your needs and budget.
BCN 65
Available to: BCN members at least 65 years old and enrolled in Medicare Parts A and B.
BCN 65 works with your regular Medicare benefits to cover more of your health care costs including Medicare Part A deductibles and copayments as well as Medicare Part B copayments.
BCN 65 also pays for some benefits not included in traditional Medicare and can be purchased with or without prescription drug coverage. Prescription drug coverage is limited to $400 per calendar year and $100 per calendar quarter for covered drugs.
page modified 11/13/2009