How your HRA works
Step 1: Enroll in Healthy Blue HMO HRASM
Healthy Blue Choices HMO HRA is a deductible health care plan combined with an HRA. Under your health care plan, you share in the cost of services through deductibles and coinsurances.
Step 2: Contributions to your HRA
Your employer contributes a set amount of money to your HRA for your use. If your employer chooses, money in your HRA can roll-over from year to year for your use.
Step 3: Use your HRA
Use the funds in your HRA to pay for deductibles and coinsurances required by your health care plan. Check with your employer to see if deductibles, coinsurances or both can be paid from your HRA. When you receive services, we automatically pay your provider from your HRA for eligible expenses.
Step 4: Track your money
We’ll send you an Explanation of Benefit Payments statement showing you when and how much expenses have been paid from your HRA.
page modified Thursday, 03-Dec-09 17:54:19