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Here's how to get maximum benefit from your coverage.

1. Choose a primary care physician for yourself and your family

Your PCP coordinates most of your medical care - from routine physicals to hospitalization. Your PCP also provides referrals to specialists and maintains your medical records. Here's how to find a physician.

2. Schedule a physical exam

Take this opportunity to find out more about your health and give your doctor basic information about your health, including a list of all prescriptions, over-the-counter drugs and any supplements you take. Ask your doctor these basic questions:

3. Sign up with Member Secured Services

Through this site, you can reference your benefits, research and print claims history and find or change a primary care physician. Use online health tools to take a health assessment, sign up for health reminders and research health concerns. There is no fee for this service.

4. Explore MiBCN.com

Find out how to save money on pharmacy costs. Discover helpful hints for getting the most out of your benefits. Find the latest edition of our publications, including the Member Handbook.

5. Call us.

If you can't find an answer to your question, our Customer Service Representatives can help.

page modified 09/23/2011