Extending coverage after you leave a group

Thank you for your interest in extending your Blues coverage.

If you leave a group, there are two options for continuing Blue Care Network coverage for you or your covered dependents:

If you have Medicare Part A and Part B due to a disability or end stage renal disease, please call us.

COBRA

Under the federal Consolidated Omnibus Budget Reconciliation Act (COBRA), you can extend your group coverage by paying your own premiums. Depending on your situation, coverage can be extended for 18 to 36 months. COBRA coverage is only available to someone who leaves a group of 20 or more employees. Groups with fewer than 20 employees, churches and federal government plans are exempt from COBRA.

You must apply through your group for COBRA continuation within 60 days of loss of coverage. Ask your group benefits representative for enrollment information.

Group Conversion

If your health coverage ends because you are no longer a member of the group, you can continue your BCN health care coverage if you meet eligibility requirements.

You can apply for this individual coverage for yourself, your spouse and dependents (up to age 19) within 30 days of loss of group coverage. Or you can apply for group conversion coverage after your COBRA coverage is exhausted.

More information:


Visit Eligibility for Extending Coverage to learn more.

page modified 05/04/2008