Coverage options for 2013
BCN Advantage℠ is a Medicare-approved health maintenance organization. You can choose from our five plans. Three options have prescription drug benefits (two of these options provide benefits in the coverage gap or "donut hole") along with travel benefit. One option includes just medical coverage along with the travel benefit. One cost-effective option (available for residents of Wayne County only) offers both medical and prescription drugs without the travel benefit.
Residents of Wayne County: You can choose BCN Advantage Focus℠, our new HMO plan. The Focus plan offers low out-of-pocket costs, coverage for brand-name and generic drugs and reliable care provided by a network of Wayne County primary care doctors and specialists. Learn more about the new Focus HMO plan for residents of Wayne County.
Our plans may include preventive dental, vision and hearing coverage, as well as added benefits, such as access to fitness facilities, and transportation for medical appointments. Plus, as a BCN Advantage member, you get worldwide emergency medical coverage that travels with you.
We also offer a voluntary optional dental/vision plan. Learn more about the voluntary dental/vision optional plan.
Plan options for your health care coverageAll plans:
- Limit your costs with an annual out-of-pocket maximum
- For HMO-POS plan; an extensive network of more than 16,000 doctors, specialists and hospitals in 42 counties1
- For BCN Advantage HMO Focus, a Wayne County-centered network of primary care doctors and specialists
- Give you a choice of primary care physicians who provide and coordinate your care
- Cover worldwide emergency medical care and urgent care
Complete the BCN Advantage HMO-POS Enrollment form
(Elements, Basic, Classic, Prestige)
Complete the BCN Advantage
HMO Enrollment form
(Focus — Wayne County only)
Consider the mix of benefits that are best for you:
(Wayne county only)
|Prescription drug coverage2||No||Yes||Yes||Yes||Yes|
|Part D gap coverage for generic drugs2||No||Yes||Yes||Yes||Yes|
|Part D enhanced gap coverage for generic drugs2||No||No||Yes||Yes||No|
|Hearing aid coverage2||Yes||No||Yes||Yes||Yes|
|Preventive dental coverage||Yes||Yes||Yes||Yes||Yes|
|Routine vision benefits2||Yes||Yes||Yes||Yes||Yes|
|Enhanced vision benefits2||No||No||Yes||Yes||No|
|Transportation for medical visits2||Yes||No||Yes||Yes||Yes|
|Over the counter bathroom safety bars||Yes||Yes||Yes||Yes||Yes|
|Voluntary optional dental||Available||Available||Available||Available||Available|
|Voluntary optional vision||Available||Available||Available||Available||Available|
2Copayments and coinsurance may apply
H5883_BCNAdvantageWebR5.4 Pending CMS Approval