Coverage options for 2014
BCN Advantage℠ is a Medicare-approved health maintenance organization. You can select from four plans in the 59 county HMO-POS service area. The extensive physician network includes more than 18,000 doctors1.
If you live in Wayne County, our Local plan is a low-cost plan offered with an exclusive Oakwood Health Center-based hospital and provider network.
Kent, Muskegon and Oceana county residents can select MyChoice Wellness, developed in partnership with Mercy Health. Learn more about the new MyChoice Wellness HMO plan.
All our plans travel with you — you're covered for emergency and urgent care anywhere in the world. Our HMO-POS plans include coverage for routine and follow up care within the United States for traveling members or those who reside outside the state for part of the year.
Two cost-effective options (Local and MyChoice Wellness) offer both medical and prescription drugs without the travel benefit.
Our plans include preventive dental, vision and hearing coverage, as well as added benefits, such as access to fitness facilities, and transportation for medical appointments. Plus, as a BCN Advantage member, you get worldwide emergency medical coverage that travels with you.
We also offer an optional supplemental dental/vision plan. Learn more
Plan options for your health care coverageAll plans:
- Limit your costs with an annual out-of-pocket maximum
- Give you a choice of primary care physicians who provide and coordinate your care
- Cover worldwide emergency medical care and urgent care
Change your plan
Currently enrolled members may change their plan for 2014.
Add dental/vision coverage
Enrolled in one of our plans? You may add this optional supplemental coverage.
Optional Supplemental form
Learn more about this coverage.
Consider the mix of benefits that are best for you:
(Wayne county only)
(Kent, Muskegon and Oceana counties only)
|Prescription drug coverage2||No||Yes||Yes||Yes||Yes||Yes|
|Part D gap coverage for generic drugs2||No||Yes||Yes||Yes||Yes||Yes|
|Part D enhanced gap coverage for generic drugs2||No||No||Yes||Yes||No||Yes|
|Hearing aid coverage2||Yes||No||Yes||Yes||Yes||No|
|Preventive dental coverage||Yes||Yes||Yes||Yes||Yes||Yes|
|Routine vision benefits2||Yes||Yes||Yes||Yes||Yes||Yes|
|Enhanced vision benefits2||No||No||Yes||Yes||No||No|
|Transportation for medical visits2||Yes||No||Yes||Yes||Yes||Yes|
|Over the counter bathroom safety bars||Yes||Yes||Yes||Yes||Yes||Yes|
|Optional supplemental dental||Available||Available||Available||Available||Available||Available|
|Optional supplemental vision||Available||Available||Available||Available||Available||Available|
2Copays and coinsurance may apply
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