2014 Group plan coverage

Getting care at home and when you travel

Understanding Medicare

Getting care at home and when you travel

Your BCN Advantage coverage travels with you. You are covered for urgent and emergency medical care worldwide. Some services require prior authorization from BCN Advantage.

In Michigan, members must seek services in the BCN Advantage network. If you choose to go to a doctor outside of our network, you must pay for these services yourself. Neither BCN Advantage nor Original Medicare will pay for these services, except for emergency medical or urgent care services.

Inside the service area

The BCN Advantage service area includes the following counties: Alcona, Allegan, Antrim, Arenac, Barry, Bay, Branch, Calhoun, Cheboygan, Clare, Clinton, Crawford, Eaton, Genesee, Gladwin, Grand Traverse, Gratiot, Hillsdale, Huron, Ingham, Ionia, Iosco, Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Lake, Lapeer, Livingston, Macomb, Manistee, Mason, Mecosta, Midland, Missaukee, Monroe, Montcalm, Montmorency, Muskegon, Newaygo, Oakland, Oceana, Ogemaw, Osceola, Oscoda, Otsego, Ottawa, Presque Isle, Roscommon, Saginaw, Sanilac, Shiawassee, St. Clair, Tuscola, Van Buren, Washtenaw,  Wayne and Wexford.

Outside the service area within Michigan

You are covered for urgent and emergency medical services from any provider. Contact your primary care doctor as soon as possible so he or she can coordinate your follow-up care when you return home.

Outside of Michigan and within the United States

The BlueCard® Program, a national network of Blues plans, allows you to arrange for care when you travel or temporarily live outside of Michigan for less than six months. Talk with your primary care physician before you arrange care away from home.

To locate a doctor:

Outside of the United States

You are always covered for urgent and emergency medical care no matter where you travel – even when that care is provided by a non-network provider. For service outside the United States, you may have to pay the bill and request reimbursement from BCN Advantage.


H5883_BCNAdvantage Web 6.1 CMS Approved 03242014

Important Plan and Benefit Information

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