Getting care at home and when you travel
Your BCN Advantage℠ coverage travels with you. You are covered for urgent and emergency medical care worldwide. Some services require prior authorization from BCN Advantage.
In Michigan, members must seek services in the BCN Advantage network. If you choose to go to a doctor outside of our network, you must pay for these services yourself. Neither BCN Advantage nor the Original Medicare plan will pay for these services, except for emergency medical or urgent care services.
Inside the service area
BCN Advantage Group products are available throughout lower Michigan. The service area for this plan
includes the lower peninsula of Michigan, but BCN Advantage has extensive networks in the following counties: Allegan, Barry, Bay, Calhoun, Clare, Crawford, Clinton, Eaton, Gladwin, Genesee, Grand Traverse, Gratiot, Huron, Ingham, Ionia, Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Lapeer, Livingston, Macomb, Mecosta, Midland, Missaukee, Monroe, Montcalm, Muskegon, Newaygo, Oakland, Oceana, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Clair, Tuscola, Van Buren, Washtenaw and
Outside the service area within Michigan
You are covered for urgent and emergency medical services from any provider. Contact your primary care doctor as soon as possible so he or she can coordinate your follow-up care when you return home.
Outside of Michigan and within the United States
The BlueCard® Program, a national network of Blues plans, allows you to arrange for care when you travel or temporarily live outside of Michigan for less than six months. Talk with your primary care physician before you arrange care away from home.To locate a doctor:
Outside of the United States
You are always covered for urgent and emergency medical care no matter where you travel – even when that care is provided by a non-network provider. For service outside the United States, you may have to pay the bill and request reimbursement from BCN Advantage.
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