Blue Care Network's HMO HRA
It’s a new approach to health care from a company you know can deliver.
Customize your deductible plan* with an HRA
For more information, call your Blues sales representative or BCBSM-contracted agent.
Healthy Blue HMO HRASM provides an integrated solution that will revitalize your health care options. Fast forward your company to the next generation in health care with a health plan that combines:
- Innovative plan design
Brings together quality deductible HMO benefit plans and a health reimbursement arrangement to help your employees make responsible health care decisions - Enhanced care delivery
Uses the strength of BCN's extensive network of doctors and hospitals to provide quality care to members - Dedicated health support
Focuses on total health through care management, health education, and support and wellness resources
Developed for the employer
HRAs are funded by the employer to help cover employees’ out-of-pocket costs when they get health care services.
Blue Care Network’s health reimbursement arrangement gives employees the full spectrum of health care at a great value. It combines with our existing deductible plans* to increase responsibility for health care expenses while promoting preventive care and wellness programs. Employees are motivated to become more informed health care consumers and learn how to accommodate present and future health needs.
Why BCN’s HRA works for employers
You select a deductible plan, paying a low monthly premium. To help your employee, you commit to pay for certain out-of-pocket health care expenses. You fund this commitment through an HRA, which is exempt from payroll and Social Security taxes.
You benefit from:
- Tax-free advantages
- Pay-as-you-go HRA funding
- Convenience of using your regular financial institution
- Seamless integrated processing of medical and HRA claims
- No start-up or administrative fees
- Weekly and monthly reporting
- Pay provider model that eliminates reimbursement hassles
*The BCN HRA is not available with Healthy Blue LivingSM, and is only available with the Blue Elect Self-Referral OptionSM for groups over 100.
page modified 12/03/2009