Blue Care Network of Michigan: BCN Advantage HMO plans for small groups

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BCN Advantage HMO-POS℠ plans for small groups

As a small business owner, you know that controlling costs is particularly challenging in today’s economy. But you don’t want to discontinue health care coverage for your Medicare-eligible retirees. And now you don’t have to.

With BCN Advantage, you can offer retiree health benefits and maintain a healthy bottom line.

Plan options

BCN Advantage offers three plan options for groups with fewer than 99 contracts:

Plan option	Deductible	Office visit copay	In patient hospital care	Benefits-at-a-glance
Package 2	None	$20	Covered at 100 percent	View PDF
Package 3	None	$30	$250 copay per inpatient hospital care (capped at $750 per year)	View PDF
Package 4	$500	$30	Covered at 80 percent after deductible (capped at $1,500 per year)	View PDF

With BCN Advantage, your retirees will enjoy great benefits and lots of value-added features. Plus, they’ll have the security of knowing that their health care is provided by the only HMO in Michigan backed by the Blue Cross^® and Blue Shield^®.

Let us show you how BCN Advantage can meet your needs. Contact your Blues sales representative or contracted agent today.

Important information about this plan

The references to BCN Advantage HMO-POS Evidence of Coverage and riders on this website are intended as an overview of BCN Advantage HMO-POS group products. This is not a contract. An official description of benefits is contained in applicable BCN Advantage Evidence of Coverage and riders. Payment amounts are based on the BCN-approved amount, less any applicable deductible and/or copayment amounts required by the plan. This coverage is provided pursuant to a contract with the federal government. Services must be provided or arranged by the member’s primary care physician or health plan.

BCN Advantage HMO-POS is a health plan with a Medicare contract and is open to all Medicare beneficiaries with both Medicare Part A and Part B who enroll as part of a group. The group sponsor or member must continue to pay the Part B premium. Members must use BCN Advantage HMO-POS providers for covered services. Benefits are subject to exclusions and limitations. Our contract with the federal government is renewed annually; the availability of coverage beyond the current contract year is not guaranteed.

page modified 09/23/2011