Plans that suit your needs
Blue Care Network builds choice into its plans. You can select from a menu of comprehensive health care products available to employer groups, generally defined as having at least two enrolled contracts unless otherwise noted.
BCN HMO
Preventive, routine, urgent and emergency care are the foundation of this product. Members select a primary care physician who provides and coordinates care.
Healthy Blue Living℠ family of products
Our innovative and popular plans reward members who pursue healthy lifestyles with lower copayments and deductibles.
Deductible plans
Based on our standard plan, this plan provides comprehensive coverage to protect your members at a lower premium cost. You can customize the product by selecting a deductible that's appropriate for your group.
Blue Essentials℠
Our Blue Essentials℠ plan is a unique product that places an emphasis on removing financial barriers for members to consult with their PCP to focus on prevention, wellness and care of chronic conditions.
- No copays on many services, including PCP office visits, diabetic supplies, pre-and post-natal care and outpatient mental health and substance abuse.
- A copayment for several services including inpatient hospital care, specialist care, urgent care and emergency care services.
- A deductible and coinsurance apply to many services including allergy testing and injections, outpatient physical, speech and occupational therapy, diagnostic tests,
x-rays and radiation therapy. - A unique prescription drug rider that provides full coverage for many prescription drugs for chronic conditions including hypertension, diabetes, asthma/COPD, heart disease and cholesterol lowering agents.
- Blue Essentials℠ – Basic care without the cost brochure (PDF)
Self-referral options
Blue Elect Plus℠offers your employees the option of seeking care from any doctor, including those out of network. Their choice affects their out-of-pocket costs.
With Blue Elect Self-Referral Option℠, your employees can self-refer to any doctor within the network without a referral. If their PCP coordinates care, their out-of-pocket costs are lowest.
BCN Advantage HMO-POS℠ for groups
Our Medicare Advantage plan replaces Medicare coverage with comprehensive HMO coverage. Members can add Part D prescription drug coverage or one of our commercial prescription drug riders.
Self-funded option, offered through BCN Service Company
With this plan, the employer assumes the risk for the claims cost. For a fee, BCN processes claims and handles other administrative services.
Available to: Employer groups of 500 or more enrolled contracts.
For more information on any of these options, contact us.
page modified 12/07/2011